If you haven’t gotten a 3 in 1 credit report recently, then it may be time for you to get one of these reports. As most people today know, it is very important that you have a detailed view of what your current credit score is before you make any major financial commitments. A credit score can make or break your ability to buy a car, purchase a home or rent a property. What you will want to do when finding out your credit score is to get a 3 in 1 credit report from a professional company.
Reading your 3 in 1 Credit Report
What this means, is when you get a detailed credit score monitoring report you will actually be given three different credit scores. When you receive a credit report, the three major credit agencies; Equifax, Experian and TransUnion will all provide you with an individual credit score. You will need these three scores to get a complete view of what your credit score is. It is also important to know the different reasons that you may need to get your 3 in 1 credit report, so that you can be prepared when it comes to making these big financial decisions. A good rule of thumb is any time you will need a loan, whether its for opening a new line of credit of leasing a car, you will likely need a 3-in-1 credit report. There are also many companies that will require a credit score if you are making a big purchase that you will be making multiple payments on.
The Process of Getting a 3 in 1 Credit Report
It is also important to make sure you understand how this process of getting a 3 in 1 credit report works. If you are turning to the right company for help with credit monitoring services, you will find the process can be quite easy. These are the typical steps involved with getting a credit report from a credit reporting company:
1- Complete an information form. This will typically ask for some basic personal information so that the credit company can track down your financial information.
2- Verifying your information. So that the company isn’t just giving out information to anyone with your name and address, you will need to be able to verify your information and your identity as part of a security measure.
3- Accessing your report. In most situations you will be able to access your credit report right online in a matter of minutes.